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NEWS RELEASE

Wednesday, 28 May 2008

Reliance Mutual reveal assets up 30%

Reliance Mutual Insurance Society Limited (Reliance Mutual) has revealed strong financial results for 2007 with assets growing by 30% to £1.7 billion (2006, £1.3 billion) and up three fold since the start of its acquisition programme in 2003 (when assets were £491 million).

Commenting on the 2007 figures, Mark Goodale, Chief Executive of Reliance Mutual said,  “Our  strategy is focused on the acquisition of blocks of policies closed to new business and the sale of niche products through IFA’s and other business partners.  2007 has been a particularly successful year, with acquisitions dominating our activities.  New business premiums increased marginally during 2007.  Unlike many life assurers, new business is not the prime financial indicator of the Group’s performance but nevertheless, this was a good result, given our focus on acquisitions during the year.”

In 2007 Reliance Mutual successfully completed the acquisition of University Life, a subsidiary of Equitable Life Assurance Society and Hearts of Oak Insurance Company, formerly Hearts of Oak Friendly Society.

Goodale continued,  “Being a mutual organisation Reliance Mutual’s priority will always be to look after our existing members (policyholders) and act in their best interests.  Achieving scale to ensure we can maintain competitive unit costs ensures our members continue to receive good value for money. The latest tables of with-profit endowment payouts show that we continue to deliver excellent value to our with-profit policyholders.  We also need to ensure we are financially strong, and 2007 has been another year of strong performance in solvency terms, with the Fund for Future Appropriations growing 6% to £122m.

“Looking ahead, our priorities are to complete the post transfer work from the Hearts of Oak acquisition, complete the acquisition recently announced of an additional block of business from Family Assurance scheduled for 31 July 2008, and to expand sales of our highly competitive smoker annuity and develop distribution partnership agreements with third parties.”